Category: Guest Blogger

Ask Rusty: Spousal and Survivor Benefits

Since your husband is already receiving his Social Security retirement benefits, you are eligible to collect spousal benefits at any time after you reach age 62, even though you are collecting Social Security Disability benefits (you don’t have to wait until he’s 70); however, if you start those spousal benefits before you reach your full retirement age (FRA) they will be reduced.

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Taking Pictures with Your Phone

As we get older and more active, many of us are turning more and more to our mobile phones to take and share pictures and videos as we travel or do things with our grandchildren. To be sure, mobile-phone cameras are not your father’s Brownie camera. They have tons more capabilities, many of which you can master with a little understanding.

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Ask Rusty: Should I Take Social Security at 62?

If you take your Social Security benefits when you’re 62, the monthly amount you receive will be 27.5% lower than you would get at your full retirement age of 66 1/2. But if your current health issues mean that you must stop working and lose income you rely upon to make ends meet, then taking your benefits at age 62 will give you some badly needed financial relief.

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Tech Learning Is a Life Skill

There are numerous places in metro Atlanta where seniors can find tech learning and coaching. They range from tech sessions at retail stores, such as those for iPhone training at Apple Stores, to programs run at senior centers or residential facilities to private, in-home coaching.

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